FAQ 6: My Recipient Claims They Haven’t Received the Money, Even Though It Shows as “Completed” on My End. FAQ 7: Why is My Payment Pending Even Though I Have Plenty of Funds in My Account? FAQ 11: Is There a Limit to How Much Money I Can Receive on PayPal Before I Need to Verify My Account? Unveiling the Mysteries of Delayed Transactions So, you’re staring at that dreaded “Pending” status on your PayPal transaction, and the anxiety is creeping in. Apayment pending on PayPalsimply means the funds haven’t yet cleared and landed in the recipient’s account.